Debt Free Directory

*To begin the qualification process for the DebtMD sign on bonus, customers must apply from the link provided on www.elfi.com/debtmd. Customers who are approved for and close a loan will receive the $100 through a reduction in the principal balance of their Education Loan Finance loan when your loan has been disbursed. In order to receive this bonus, customers will be required to complete and submit a W9 form with all required documents. Taxes are the sole responsibility of the recipient. A customer will only be eligible to receive the bonus one time. New applicants are eligible for only one bonus. If the new applicant was referred using the referral bonus, they will not receive the bonus provided via the referring party. If the new applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. Additional terms and conditions apply.
**Rates are current as of 01/01/2019 and are subject to change at any time. Loans are subject to credit approval. Variable rates may increase after closing.
Terms and conditions apply. Click here to see a complete list of terms and conditions.
 

Variable rates can change with the market, so your monthly payment may vary. Offered terms are subject to change and state law restrictions. Loans are made by CommonBond Lending, LLC (NMLS # 1175900). CommonBond is not affiliated with the school you attended or are attending. None of the information contained in CommonBond's website constitutes a recommendation, solicitation or offer by CommonBond or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

¹ Rates shown include 0.25% APR reduction when client agrees to make monthly principal and interest payments by automatic electronic payment. Use of autopay is not required to receive an Earnest loan. Best APR is available to borrowers with excellent credit.