Live the Debt-Free Life You Deserve

* Accredited Debt Relief LLC is an affiliate of Beyond Finance, Inc. Beyond Finance, Inc., is a servicing provider for most debt settlement services offered by Accredited Debt Relief. Beyond Finance’s clients who make all monthly program payments pay approximately 68%-75% of enrolled debt (including fees) upon successful program completion. Programs range from 12-48 months. On average, Clients receive their first settlement within 3-5 months of enrollment. Not all Clients complete the program. Estimates are based on prior results and may not match your results. Estimated program details provided by DebtMD may vary. ADR cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. They do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of debt settlement services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrolling

Consolidated Credit does not charge any fees for its counseling sessions and it will not affect your credit.  If you enroll into a debt management plan, where permissible by law, companies may charge a one-time enrollment fee typically from $25 up to $75 for account establishment and for debt relief proposals submitted on your behalf to your creditors. Monthly program administration fees will vary from $5 but no greater than $75 depending on your state of residence and/or the number of creditors who agree to accept proposals and become enrolled in the program. These fees are included in your monthly plan payment.

Upon establishing a debt management plan for a debtor, a licensee may charge and receive an initial fee of $50.00. However, unless 51% or more in number or dollar amount of all the debtor’s creditors consent to the debt management program within 90 days of establishing the debt management plan, the licensee shall provide notice to the debtor of the lack of required consent and the debtor may, at its option, close the account. If the debtor decides to close the account, any unexpended funds shall be returned to the debtor or disbursed as directed by the debtor.

All loans are subject to credit approval by LightStream.

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